Terms of Service for SnapKeep

Effective Date: November 14, 2025
Last Updated: December 10, 2025

1. Acceptance of Terms

These Terms of Service ("Terms") are a legally binding contract between you ("you" or "User") and Rivra LLC ("Company," "we," "us," or "our") that governs your access to and use of the SnapKeep financial management application, website, and related services (collectively, the "Service").

BY ACCESSING OR USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE PROHIBITED FROM ACCESSING OR USING THE SERVICE.

2. Service Description

SnapKeep is a cloud-based financial management application designed to help users track receipts, transactions, and projects. The Service provides receipt scanning, automated data extraction, project-based expense tracking, and data export capabilities.

2.1 Google Account Requirement

The Service requires authentication exclusively through Google Sign-In. You are solely responsible for maintaining the security and confidentiality of your Google account credentials and for all activities that occur under your account.

2.2 Google Drive Integration

The Service requires limited access to your Google Drive to store your receipt images. A dedicated "SnapKeep" folder is created within your Google Drive, and all uploaded images are stored there under your ownership and control. We only access files within this specific folder that SnapKeep creates. You are responsible for managing your Google Drive storage quota.

3. User Accounts and Eligibility

3.1 Age Requirement

You must be at least 18 years old or the age of legal majority in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet this requirement.

3.2 Prohibited Use

You agree not to use the Service for any unlawful purpose or in any way that could harm, disable, overburden, or impair the Service. Prohibited activities include, but are not limited to:

  • Uploading malicious content
  • Using automated systems (bots, scrapers) to access the Service without our express written permission
  • Reverse-engineering any part of the Service
  • Reselling or sublicensing the Service

4. Subscriptions and Payment

4.1 Subscription Plans

SnapKeep offers the following subscription tiers. All fees are quoted in United States Dollars (USD):

  • Free Plan: $0/month - Limited monthly scans with OCR extraction
  • Standard Plan: $1.99/month - 200 OCR scans per month
  • Premium Plan: $2.99/month - 200 AI-powered smart scans per month
  • Standard Pro Plan: $2.99/month - 400 OCR scans per month
  • Premium Pro Plan: $3.99/month - 400 AI-powered smart scans per month

Quota Reset Policy: All scan quotas reset on the 1st day of each calendar month at 00:00 UTC, regardless of when you signed up or your billing cycle date. Unused scans do not roll over to the next month.

4.2 Scan Types

SnapKeep offers two types of receipt scanning:

  • OCR Scans (Standard, Standard Pro): Basic optical character recognition for extracting text from receipts
  • AI Smart Scans (Premium, Premium Pro): Advanced AI-powered extraction with higher accuracy and line-item detection

When switching between plans with different scan types, your current usage will be converted at a 2:1 ratio (AI scans are valued at 2x OCR scans). See Section 5.4 for details.

4.3 Payment Terms

Subscriptions are billed in advance on a monthly basis via our third-party payment processor (Stripe). You authorize us to charge your provided payment method for all applicable fees. You are responsible for keeping your payment information current. We reserve the right to modify subscription pricing with at least 30 days' notice.

5. Refund and Cancellation Policy

5.1 No Refunds

ALL SUBSCRIPTION FEES ARE NON-REFUNDABLE. We do not provide refunds or credits for any partial subscription periods, unused scan quotas, service downtime, or mid-cycle plan changes.

5.2 Upgrades

When you upgrade to a higher-priced plan, the change takes effect immediately. You will be charged a prorated amount for the upgrade, calculated based on the remaining time in your current billing period. Your scan quota will be adjusted according to your new plan, and any existing usage will be converted if switching between scan types (see Section 5.4).

5.3 Downgrades

When you downgrade to a lower-priced plan or cancel your subscription, the change takes effect at the end of your current billing period. You will continue to have access to your current plan's features and scan quota until that date. No refunds or credits will be provided for the remaining time in your billing period.

Upon cancellation, your account will automatically revert to the Free plan at the end of your billing period.

5.4 Scan Type Conversion

When switching between plans with different scan types (OCR vs. AI), your current monthly usage will be automatically converted to reflect the value difference:

  • OCR to AI: Your usage is divided by 2 (e.g., 100 OCR scans = 50 AI scans)
  • AI to OCR: Your usage is multiplied by 2, capped at your new quota (e.g., 50 AI scans = 100 OCR scans)
  • Same scan type: No conversion occurs (e.g., Standard to Standard Pro maintains the same usage count)

This conversion reflects that AI-powered scans provide approximately 2x the value of standard OCR scans in terms of accuracy and features.

6. Data, Ownership, and Storage

6.1 Your Data Defined

For the purposes of these Terms, "Your Data" consists of two components:

  • "Receipt Images": The digital images of receipts you upload to the Service.
  • "Transaction Data": The text, metadata, and financial information extracted from your Receipt Images or manually entered by you, which we process and store.

6.2 Data Storage Architecture

You acknowledge and agree to the following data storage model:

  • Receipt Images are stored directly in a dedicated "SnapKeep" folder within your own Google Drive account. We do not host or store your Receipt Images on our servers.
  • Transaction Data is stored in our secure, cloud-hosted database (e.g., Firestore) to enable searching, filtering, and performance-critical features of the Service.

6.3 Ownership and License

You retain full ownership of Your Data at all times. By using the Service, you grant SnapKeep a limited, non-exclusive, worldwide, royalty-free license to access, process, and store Your Data solely for the purpose of providing, maintaining, and improving the Service for you. This license terminates when you delete Your Data or your account. We will not use, sell, or share Your Data for any other purpose.

7. AI and User Responsibility

SnapKeep uses automated technologies, including third-party services (e.g., Google Vision API) and our own AI models, to extract Transaction Data from your Receipt Images. You acknowledge that this automated processing is a tool and is not 100% accurate.

YOU ARE SOLELY RESPONSIBLE FOR REVIEWING, VERIFYING, AND CONFIRMING THE ACCURACY OF ALL EXTRACTED TRANSACTION DATA. SNAPKEEP BEARS NO LIABILITY FOR ANY INACCURACIES, OMISSIONS, OR ERRORS IN THE DATA. YOU ASSUME ALL RISK FOR DECISIONS MADE BASED ON DATA PROVIDED BY THE SERVICE.

8. Intellectual Property

All intellectual property rights in the Service itself (including software, design, branding, and logos) are the exclusive property of Rivra LLC and our licensors. These Terms grant you only a limited, revocable license to use the Service.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, RIVRA LLC EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT THE DATA PROVIDED WILL BE ACCURATE, RELIABLE, OR COMPLETE.

10. No Professional Advice

THE SERVICE IS AN ORGANIZATIONAL TOOL AND IS NOT INTENDED TO PROVIDE FINANCIAL, ACCOUNTING, LEGAL, OR TAX ADVICE. Rivra LLC is not a financial planner, accountant, or tax advisor. You are solely responsible for all financial decisions, and you should consult with qualified professionals before making any decisions based on information obtained through the Service.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL RIVRA LLC, ITS AFFILIATES, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • Your use of or inability to use the Service
  • Any unauthorized access to or use of our servers and/or any personal information stored therein
  • Any bugs, viruses, or Trojan horses that may be transmitted to or through our Service
  • Any errors or omissions in any content

IN NO EVENT SHALL RIVRA LLC'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED THE AMOUNT YOU PAID TO THE COMPANY IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

12. Indemnification

You agree to indemnify, defend, and hold harmless Rivra LLC and its affiliates, officers, agents, and employees from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your access to or use of the Service; (b) your violation of these Terms; (c) your violation of any third-party right, including any intellectual property right; or (d) the accuracy, legality, or appropriateness of Your Data.

13. Termination and Data Deletion

13.1 Termination

We reserve the right, in our sole discretion, to suspend or terminate your account and access to the Service at any time, without notice, for any reason, including but not limited to your breach of these Terms or failure to pay applicable fees.

13.2 Data Deletion and No Backup

You may delete your Transaction Data or your entire account at any time through the Service. UPON DELETION, YOUR TRANSACTION DATA IS PERMANENTLY REMOVED FROM OUR PRODUCTION SERVERS AND CANNOT BE RESTORED. Receipt Images stored in your Google Drive remain under your control.

YOU ACKNOWLEDGE THAT YOU ARE SOLELY RESPONSIBLE FOR MAINTAINING YOUR OWN BACKUPS OF YOUR DATA. RIVRA LLC HAS NO OBLIGATION TO BACK UP YOUR DATA AND SHALL NOT BE LIABLE FOR ANY LOSS, DELETION, OR CORRUPTION OF YOUR DATA.

14. Privacy and Data Transfers

Our collection and use of your personal information are governed by our Privacy Policy (https://snapkeep.rivra.dev/privacy), which is incorporated into these Terms. By using the Service, you consent to the transfer, storage, and processing of your information in jurisdictions outside your country of residence, including the United States, as described in our Privacy Policy.

15. Dispute Resolution and Governing Law

15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

15.2 Binding Arbitration and Class Action Waiver

ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS SHALL BE RESOLVED THROUGH BINDING ARBITRATION administered by the American Arbitration Association, rather than in court.

YOU AND RIVRA LLC AGREE TO WAIVE ANY RIGHT TO A TRIAL BY JURY AND TO BRING OR PARTICIPATE IN ANY CLASS ACTION OR REPRESENTATIVE PROCEEDING.

You may opt-out of this arbitration agreement by notifying us in writing at snapkeep@rivra.dev within 30 days of first accepting these Terms.

16. General Provisions

16.1 Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes via email or an in-app notification. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

16.2 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Rivra LLC.

16.3 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

16.4 Survival

Provisions that by their nature should survive termination of these Terms shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

17. Contact Information

If you have any questions about these Terms of Service, please contact us at:

SnapKeep Support

Email: snapkeep@rivra.dev

By using SnapKeep, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

Last Updated: December 10, 2025